Wealth that outlasts you.
The greatest test of a custody arrangement isn't what happens during your lifetime. It's what happens after. We've built Ficha so your bitcoin can pass to those you choose, clearly and completely.
Over the next decade, trillions in wealth will transfer between generations. Bitcoin will be part of that transfer. The question is whether it will arrive intact.
The silent risk
Traditional assets have fallbacks. Banks know how to process estate claims. Brokerages have established procedures. Courts can compel transfers.
Bitcoin recognizes no authority. If access is unclear, there's no institution to appeal to, no password reset, no override. The network is indifferent to inheritance law, family circumstance, or good intentions.
This creates scenarios that unfold quietly:
- A family learns bitcoin exists but cannot locate it
- An heir inherits custody but not the knowledge to manage it safely
- A well-intended self-custody arrangement becomes a puzzle no one can solve
- Multiple claims emerge without a clear resolution path
Professional custody exists precisely to bridge the gap between bitcoin's technical reality and your family's legal rights.
How we've built for this
Named beneficiaries
Designate who should receive access to your account. Update this as your circumstances evolve. This isn't a legal will. It's an instruction to us about who you trust.
A defined process, established in advance
We've determined exactly how succession claims are handled before they're ever needed. When the time comes, your family won't face improvisation. There's a documented procedure, appropriate verification, and a clear timeline.
Verification that protects without burdening
Claims are verified carefully to prevent fraud while being sensitive to the moment. Documentation requirements are clear. The goal is protection without unnecessary delay or complexity.
Advisor coordination
We work alongside your estate planners, attorneys, and fiduciaries. Your bitcoin holdings can fit coherently into your broader succession planning, not exist as an isolated complication.
Preparing those who will inherit
Transferring bitcoin is only part of succession. The other part is ensuring your beneficiaries understand what they're receiving.
An heir who inherits significant bitcoin but lacks context faces real risk: vulnerability to scams, pressure to make quick decisions, or simple mismanagement from unfamiliarity.
We encourage clients to consider:
- Whether beneficiaries understand what bitcoin is and how custody works
- What guidance you'd want them to have about holding versus liquidating
- Whether a trusted advisor should be involved during the transition
We can facilitate conversations and provide resources to help beneficiaries understand custodial relationships before they need to manage one.
What you can do now
Succession planning doesn't need to be elaborate. A few deliberate choices make a significant difference:
- Name your beneficiaries and keep this information current
- Ensure someone you trust knows your bitcoin is held with Ficha
- Include your bitcoin in discussions with estate planning professionals
- Consider what you want your beneficiaries to understand before they inherit
- Review your arrangements periodically, especially after major life events
We support these conversations. We don't replace them. The decisions are yours. We make sure they can be carried out.
Bitcoin is generational wealth. It should be treated that way, in how it's held and in how it's passed on.
